New Home Loan – Purchase:
This is where one person or more makes an offer to purchase a property where there is a condition to obtain a bond. We work with the client, the estate agent, the attorneys and sometimes the seller in managing the process of securing that loan. Clients come directly to us, or are referred by an affiliated agency. Under this category also comes first time homebuyers, for whom the banks have tailored products. Costs can be included up to 8% of purchase price. Recently banks have even extended this product to 2nd and 3rd time buyers.
New Home Loan – Existing Property:
If a client already owns a property which is un-bonded, we can take a first bond on this property for him/her.