Home Owners Cover (HOC)

A home is the most precious asset that a person possesses. A total loss of your property, as a result of unforeseen incidents, could result in you no longer being able to live in your home, possibly leaving you in financial distress. Homeowner’s Comprehensive (HOC) Insurance provides cover against sudden and unforeseen events. HOC covers the structure of your residential home, its permanent fixtures and fittings.

Home insurance is compulsory if your home is financed through a home loan. Even if your home is not financed, you don’t want to be uninsured when unforeseen events happen.